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Know Your Rights As A Borrower
Many of us know the pressures of dealing with debt collectors and lenders pursuing collection on delinquent accounts. For someone who is significantly in debt and experiencing financial hardships, this can become overwhelming. Even worse, the number of fraudulent and scam companies have been on the rise victimizing unsuspecting debtors. Fortunately, the Federal Trade Commission has enacted several programs to protect consumers. The Fair Debt Collection Practices Act was created to educate consumers about their rights and provide a way for people to report fraudulent or unprofessional debt collection practices.

